Terms of Service

1. Agreement to Terms

By accessing or using StockData.Tools (the "Service"), operated at stockdata.tools, you agree to be bound by these Terms of Service ("Terms"). If you do not agree with any part of these Terms, you must not access or use the Service. These Terms constitute a legally binding agreement between you and StockData.Tools ("we," "us," or "our").

2. Description of Service

StockData.Tools is a free financial data aggregation platform that provides:

• Earnings calendars with EPS estimates and historical earnings surprise data
• Dividend calendars with ex-dividend dates, payment dates, and yield information
• Macroeconomic indicators sourced from the Federal Reserve Economic Data (FRED)
• Stock screening tools with filters for market capitalization, P/E ratio, sector, and more
• Company profiles with financial fundamentals, insider trading data from SEC filings, and earnings history
• ETF holdings data and stock comparison tools
• Educational blog content about investing, financial analysis, and market concepts

The Service aggregates publicly available data from third-party sources including Alpha Vantage, Polygon.io, FRED (Federal Reserve Bank of St. Louis), and SEC EDGAR. We present this data in a consolidated, user-friendly format for informational and educational purposes.

3. Financial Disclaimer — Not Investment Advice

You should always conduct your own research and consult with a qualified, licensed financial advisor before making any investment decisions. Past performance does not guarantee future results. Investing in securities involves risk, including the possible loss of principal. StockData.Tools is not a registered investment advisor, broker-dealer, or financial planner.

4. Data Accuracy and Limitations

While we strive to provide accurate and timely financial data, we make no representations or warranties regarding the accuracy, completeness, reliability, or timeliness of any information displayed on the Service. Specific limitations include:

• Price Data: Stock prices may be delayed by up to 15 minutes from real-time market data. Prices should not be relied upon for time-sensitive trading decisions.
• Earnings Estimates: Consensus EPS estimates reflect the latest available data from our sources but may not include the most recent analyst revisions.
• Historical Data: Financial data is sourced from official filings and may be subject to restatements or corrections by the issuing companies.
• Economic Indicators: Macroeconomic data from FRED is subject to revision by the issuing government agencies.
• Insider Trading Data: SEC Form 4 filings are displayed as reported. Processing delays or filing amendments may cause temporary discrepancies.

We are not responsible for any errors, omissions, or inaccuracies in the data displayed on the Service, or for any decisions made based on such data. Always verify financial data from official sources (SEC filings, company investor relations, exchange data feeds) before making investment decisions.

5. Intellectual Property

The Service, including its original content (text, graphics, logos, page layouts, blog articles, and software code), is the property of StockData.Tools and is protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, reproduce, distribute, or create derivative works of the Service's original content without prior written consent
• Use automated systems (bots, scrapers, crawlers) to access or extract data from the Service in a manner that places undue burden on our infrastructure
• Remove or alter any copyright, trademark, or other proprietary notices from the Service
• Use the StockData.Tools name, logo, or branding in any way that implies endorsement or affiliation without written permission

Financial data displayed on the Service is sourced from third-party providers and public government databases. Such data remains the property of its respective owners and is subject to their individual terms and licensing agreements. Our presentation and aggregation of this data constitutes a compilation protected under applicable law.

6. User Conduct

By using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable local, state, national, or international law
• Attempt to gain unauthorized access to any portion of the Service, other user accounts, or any systems or networks connected to the Service
• Interfere with or disrupt the Service or the servers and networks that host it, including through denial-of-service attacks or transmission of malware
• Use automated tools to scrape, harvest, or extract data from the Service at a rate that degrades performance for other users
• Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity
• Use data obtained from the Service to create a competing product or service without written authorization

We reserve the right to restrict or terminate access to the Service for any user who violates these Terms, at our sole discretion and without prior notice.

7. Third-Party Links and Services

The Service may contain links to third-party websites, services, or resources, including but not limited to:

• SEC EDGAR for official company filings
• Data provider websites (Alpha Vantage, FRED, Polygon.io)
• Brokerage platforms and financial service providers (affiliate links)
• External educational resources and financial news outlets

We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party websites or services. You access third-party links at your own risk and should review their respective terms and privacy policies before engaging with them. The inclusion of any link does not imply endorsement or affiliation.

8. Affiliate Disclosure

Some links on StockData.Tools may be affiliate links, meaning we may earn a commission if you click through and complete a qualifying action (such as opening a brokerage account) at no additional cost to you. Affiliate relationships do not influence the data we display or the content of our articles. We clearly mark affiliate links with appropriate disclosures.

9. Limitation of Liability

To the fullest extent permitted by applicable law, StockData.Tools and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

• Financial losses resulting from investment decisions made based on data or content from the Service
• Loss of profits, data, goodwill, or other intangible losses
• Damages resulting from unauthorized access to or alteration of your transmissions or data
• Damages resulting from errors, omissions, or inaccuracies in the data displayed
• Damages arising from service interruptions, downtime, or unavailability

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Indemnification

You agree to indemnify, defend, and hold harmless StockData.Tools, its operators, affiliates, and service providers from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or in any way connected with your access to or use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Modifications to the Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We may add, change, or remove features, data sources, tools, or content at our sole discretion. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

12. Changes to These Terms

We may revise these Terms at any time by posting the updated version on this page with a new "Last updated" date. Your continued use of the Service after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically. If you do not agree with the revised Terms, you must stop using the Service.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be resolved in the courts of competent jurisdiction within the United States.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its original intent.

15. Contact Information

If you have any questions about these Terms of Service, please contact us:

Email: contact@stockdata.tools

These Terms of Service are effective as of March 24, 2026.